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A low credit score can be a nightmare. It can force you to live in a place you don’t want to live, drive a car you don’t want to drive, and staycation instead of vacation. It can also mess up your budget and make your bills unnecessarily high.

  • Are you getting denied for loans due to credit?
  • Are you asked to put deposits/down payments on all your purchases? 
  • Are you trapped in the bad/sub-prime loans due to your past?
  • Are your bills too high due to interest rates?
  • Are you not living the American Dream?
  • Are you always asked to get a co-signor?

you deserve a credit profile and Score that helps you achieve your american Dream.

We too have experienced and understand the trauma bad credit causes, hence we work hard to help others leave that life behind #yourpast≠yourfuture

All we do is help individuals and families improve their credit profiles and scores using our powerful and effective Credit Restoration & Coaching Program.

What you will get

1. clean up your past

We work with the credit bureaus and your creditors to challenge inaccurate and negative report items that affect your credit score.

2. track your present

Easy access to your account 24/7 for live updates on improvements on your credit reports and scores

3. change your future

We'll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.

We guarantee results or your money back!

Our Credit restoration and coaching will allow you to live your American Dream. Just thank Yourself later!

  •                          Before:  Applications getting denied or approved at ridiculous terms (high interest, down payments, or co-signors)   After: Lots of Approvals (dream homes, cars, credit cards etc) with the best terms 
  • Before: Being passed over a good job or promotion.                   After: Better paying jobs . 
  • Before: High bills leading to living paycheck to paycheck.                     After: Lower bills and more savings

These and many others are having amazing results

Crystal R.

"OMG amazing results I am getting, I had a lot of stuff cleaned up that my friends were saying I should just wait and have them fall off in 7yrs. I tried but that but for 4yrs but finally did this on the low and now my friends have all signed up. The devil is a liar, living with bad credit is expensive.

Rose m.

“Glad I was referred here after my friend’s experience, Stone is amazing, rock solid like his name. Keep up the good work and I promise I won’t be a repeat customer, lol”

Jose R.
Living with bad credit runs in my family but it has finally stopped with me. I have a 736 score thanks to Stone and now I am teaching my teenage kids the importance of credit. I appreciate all the help this team did for me and will recommend them

Ray h.

“Had an amazing experience with this company, thank you for everything”

michael m.

"Man I gotta say I was skeptical after all the stories I have heard but I am glad I signed up. My score has gone up 83 points in just 6 weeks, if you’re reading this sign up today and then thank me later.

angelina J.

“They kept their promises and gave me a game plan which I followed, I am happy to say I am closing on my house tomorrow. Thank you”

How it works

1. Signup

We will give you a Free consultation and credit analysis

2. Relax

While we use the law to challenge negative items on your credit

3. See Results

Log in to see real-time progress every step of the way

Affordable & effective solutions that get you the results you need

Done with you VSP Plan

$100 Set-up $45/round

Our budget-friendly credit repair solution. We guide you through removing all negative, incomplete, inaccurate, unverifiable, and outdated items from your credit report. With our service, you’ll receive 15 minutes credit update call per round and access to a 24/7 secure portal for managing disputes and tracking results.

done for you VSP Plan

$300 Set-up $250/round

Busy and serious people who are ready to improve their credit profiles and scores, we do all the work so you can achieve your financial dreams (houses, cars, better credit scores) as quick as possible. *100% money back guarantee Our comprehensive credit restoration service covers everything you need:

  1. – We use Factual, Metro 2 Compliance and Consumer Laws to dispute. 
  2. – We handle disputes with the four major credit bureaus: Equifax, TransUnion, Experian, and Innovis.
  3. All disputes are done via certified mail.
  4. – Assistance with secondary bureaus, such as LexisNexis and ARS, is also provided.
  5. – Each round of disputes includes a one-hour credit update and coaching call.
  6. – You’ll have around-the-clock access to a secure portal for monitoring disputes and outcomes.
  7. – Directly disputing with data furnishers, debt collectors, with agencies like the CFPB, FTC, BBB is part of our service.
  8. – We also tackle disputes involving repossessions and bankruptcies.
  9. – We offer effective debt settlement strategies 
  10. – You will get strategies on how to lower credit card interest rates.
  11. – You’ll receive strategies and tactics for building and enhancing your credit score.
  12. – Including credit coaching 

DIY Credit Repair Kit

$50 (Do it yourself).

What we do you can do it too if you have time, patience and passion to learn new things. Understanding and repairing credit the safe and legal way with proven step-by-step instructions on how to repair your own credit. This kit includes dispute letters and step by step instructions.


Get your credit game plan today, with personalized recommendations